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IdealMedical
If you're looking for high outpatient benefits, Aviva's IdealMedical may be the ideal solution. However, before we try to explain about this plan, do understand that like all insurances, there are exclusions on PRE-EXISTING conditions. You can choose from 4 different plans and from benefits up to S$3 million, without most of the out-of-pocket expenses and sub-limits that are common to plans offered elsewhere. However, we are just going to discuss on the outpatient benefits on 1 of the plans here for simplicity sake. The Supreme plan offer reliable protection across all ASEAN Plus+ countries. This means that no matter where you live or work within this region, your cover stays in force at no extra premiums. This portability, combined with the plan's high benefits and low costs, make it a great choice for those residing in ASEAN Plus countries, looking to get the most for their insurance dollars. IdealMedical Supreme plan offer rich coverage with fewer sub-limits that cap benefits. It is also one of the few outpatient insurance plans which pays for expensive prescription drugs. But what makes this Aviva's outpatient insurance is its ability to cover Diagnostic and Laboratory Services like MRI, CT Scans. To top it all, one can get an annual FREE medical health screen. All of these for a mere $50 deductible should there be a claim. What is important to note is that OUTPATIENT claims that require surgery are non claimable...which is still reasonable, since you are buying an outpatient insurance. (which means that, even if an outpatient visit which leads to a surgical experience will not be claimable).
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The best part of this plan is that that the outpatient claim limit is S$10,000 per policy year! For a clearer picture, do feel free to contact us here for some of the benefits and premiums in a nutshell:
ASEAN Plus+ countries- Singapore, Malaysia, Indonesia, Philippines, Thailand, Brunei, China (excluding Hong Kong), Korea, India, Vietnam, Myanmar, Cambodia & Laos.
To understand more about Personal Medical Insurance, contact us by filling in your details in the form below OR if you are a HR personnel, this may be more relevant to you, "Employee Medical Insurance"
If you are really keen in finding out on how to maximize your healthcare budget for your child's persistent asthma or want to get a second opinion about that headache which has been bothering you, contact us now, and we may have the solution for you!
The information on this page is only an overview of the benefits of IdealMedical, and not a contract of insurance. The detailed terms and conditions of this plan are provided in the relevant policy contract.
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